Employee Benefit Portal
Gatesville Independent School District
Enrollment Information
Annual Enrollment
Open enrollment is your annual opportunity to review, update, or enroll in employer-sponsored benefits for the upcoming plan year (September 1 – August 31), with all elections and changes required to be completed during this period unless a qualifying life event occurs.
New Hires
New employees have 31 days from their hire date to enroll in benefits, which take effect on the first day of the month following your hire date, and completion of the enrollment process is required to ensure timely coverage and avoid lapses in benefits.
Midyear Changes
The benefits you select will remain in effect for the plan year (September 1 – August 31), with changes allowed only if a qualifying life event occurs; in such cases, employees have 31 days to notify their employer and complete the necessary paperwork.
Continuation of Coverage
Upon retirement or termination, you may be eligible to continue certain insurance coverages through COBRA, Portability, or Conversion, allowing you to extend, transfer, or convert your benefits based on eligibility and plan provisions.
Benefits
The benefits guide has all of your information.
Important Information
The information found within the benefit portal is designed to assist you in making important decisions regarding your benefits, provide you with important contact information for the benefit plans that are available to you. Combined Benefits Group (CBG) is the Third Party Benefit Administrator for the District’s benefit program.
Related forms and documents
Continuation of Coverage Flyer – Gatesville ISD
Combined Benefits Group
- 1202 Lakeway Drive. Suite 6, Austin, TX 78743
- Phone: (512) 261-6458
- Fax: (512) 261-6975
- https://mycbgbenefits.com/
Medical
Medical insurance helps cover the high costs of medical and hospital expenses. Depending on your chosen plan, it can cover or contribute to annual physicals, doctor visits, hospitalizations, and emergency room visits. Review the summary of benefits to select the plan that best meets your needs.
External Links
Related forms and documents
Plan Highlights 2025-2026 Region 12
Additional Resources
How to Find a Provider
How to login and Print ID Card
TRS Retirees Return to Work
TRS ActiveCare
- Phone: 866.355.5999
- https://www.bcbstx.com/trsactivecare
Dental
Your smile is one of the first things people notice. Dental Insurance helps cover costs for regular checkups, cleanings, basic and major procedures, and possibly orthodontia, depending on your plan. Even if you have a great smile, regular dental visits are crucial for spotting issues like heart disease, diabetes, and oral cancer early.
External Links
Related forms and documents
SunLife Dental Highlights Group 931097
Dental – SunLife – ID Card
Sun Life Financial
- Phone: 800.786.5433
- http://sunlife.com/us
Vision
Vision insurance offers more than savings on glasses and contact lenses. Most plans cover annual eye exams and part of the cost for frames and lenses. Eye exams can detect medical conditions like diabetes, thyroid disease, and cancer.
External Links
Related forms and documents
Vision – Superior – Highlight Sheet
Gatesville ISD – Vision – Superior – Member Reimbursement Out-of-Network Claim Instructions
Gatesville Vision – Superior – Member Reimbursement Out-of-Network Claim Form
Superior Vision
- Phone: 800.507.3800
- https://superiorvision.com/
Basic Life
Your employer offers basic life and accidental death and dismemberment (AD&D) insurance at no cost. The policy pays a lump-sum benefit to your beneficiary. Additionally, the AD&D provision provides an extra life benefit. This cash benefit can assist with final expenses, bills, and debt after the loss of a loved one
External Links
Related forms and documents
Gatesville ISD – Basic Life – UNUM – Plan Information
Gatesville ISD 448243 Basic Life Certificate of Coverage
Employer – How to File a Life Insurance Claim Flyer – MK-1040609
Gatesville ISD UNUM – Life ADD Claim Form
UNUM
- Phone: 800.858.6843
- https://unum.com
Telehealth
With telehealth, you can receive treatment for minor illnesses without visiting a doctor’s office. Enrolling in this benefit provides access to medical consultations via phone, email, or video chat, often connecting you with a doctor within 30 minutes. A doctor can diagnose your minor conditions and prescribe medication for ailments like the common cold, flu, pink eye, and more.
Related forms and documents
Access-Medical-Plan-Information
How to Registser Dependents
Health Advocate Solutions
Worklife Services
Save on Hearing Aides
Save on Durable Medical Equipmant
Vitamin Discounts
Access Medical
- Phone: 800.800.7616
- https://mybenefitswork.com/
Hospital Indemnity
Hospital Indemnity insurance provides a cash benefit for each day, week, or month of hospitalization, helping with out-of-pocket medical costs. Benefits are paid directly to you and supplement your health insurance coverage. This benefit may extend to your spouse and dependent children.
Related forms and documents
Hospital Cash Highlights -Gatesville
Hospital Cash Highlights -Gatesville Spanish
How To File a Claim
Claim Form
Chubb
- PO Box 6700, Scranton, PA 18505-0700
- Phone: 888.499.0425
- educatorclaims@chubb.com
- https://my.combinedinsurance.com/
Emergency Transportation
In emergencies, you can't control who provides services or whether an ambulance is in-network. Most group insurance plans have gaps, leading to unexpected out-of-pocket expenses. Even with partial coverage, you may face large bills. MASA MTS offers peace of mind by covering emergency ground or air ambulance transportation within the continental U.S., Alaska, Hawaii, and Canada, regardless of network status.
Related forms and documents
Emergency Transport – Delivering Peace of Mind
Emergent Plus Plan Information
Emergency Transportation – MASA – Emergent Premier – Plan Information
Emergency Transportation – MASA – Platinum Plan Information
Emergent Plus Member Service Agreement
Emergency Transportation – MASA – Emergent Premier Member Service Agreement
Emergent Plus Member Service Agreement
Access Services
Claim Instructions
Portable Application
MASA Medical Transport Solutions
- Phone: 800.423.3226
- https://www.masamts.com/
Disability
What if you lost your ability to earn a paycheck? How long could you pay your bills and buy groceries before running out of money?
If you're like 69% of Americans with less than $1,000 in savings, disability insurance is essential. It provides a safety net, replacing a portion of your income when you're unable to work due to a covered illness or injury. Think of it as paycheck protection.
Related forms and documents
Gatesville ISD – Educator LTD with Lump Sum Option Highlight Sheet
Gatesville Disability Highlights
Gatesville OneAmerica Disability Telephonic Claim Submission
Gatesville ISD Disability Claim Packet
Gatesville ISD Maternity Claim Form
Gatesville ISD Lump Sum Disability Claim Form
Gatesville ISD Disability HIPPA Authorization
OneAmerica
- Phone: 800-553-5318
- https://oneamerica.com
Voluntary Group Life
Voluntary Group Term Life insurance offers a cash benefit to your beneficiary, which can cover final expenses and outstanding debts such as mortgage, car loans, or student loans. This affordable life insurance option is usually available for you, your spouse, and dependent children, providing essential financial protection for your entire family.
Related forms and documents
Vol Life Highlights
Gatesville ISD UNUM – Life ADD Claim Form
Gatesville ISD Voluntary Term Life Continuation Options
VTL – UNUM – Conversion Application
SunLife Grandfathered Voluntary Life
Grandfathered Sun Life Portability Application – Gatesville ISD
Sun Life – Death Claim Form
UNUM
- Phone: 800.858.6843
- https://unum.com
Sun Life Financial
- Phone: 800.786.5433
- http://sunlife.com/us
AD&D
While life insurance is beneficial, it may not fully cover your financial obligations if a dependent passes away suddenly. Accidental Death and Dismemberment (AD&D) insurance offers financial protection in the event of a serious accident that results in death or specific injuries.
This affordable life insurance option is usually available for you, your spouse, and dependent children, providing essential financial protection for your entire family.
Related forms and documents
AD&D Highlights
AD&D Portability Application – Gatesville ISD
Sun Life Financial
- Phone: 800.786.5433
- http://sunlife.com/us
Permanent Life
Individual life insurance provides a specified death benefit to your beneficiary upon your death. Unlike group supplemental term life plans, permanent life insurance is guaranteed renewable, portable, and typically maintains fixed premiums throughout the policy's duration.
Related forms and documents
Texas Life – Plan Information
Texas Life
- Phone: 800.283.9233
- https://texaslife.com/
Cancer
Cancer can devastate finances, with 42% of patients depleting their savings within two years of diagnosis. This benefit helps cover expenses like medication, medical bills, co-pays, and travel costs related to treatment. Cancer Insurance offers a cash benefit upon diagnosis and treatment, allowing you to focus on recovery without financial stress.
External Links
Related forms and documents
Cancer GC14 – Highlights
APL Cancer Claim Form
APL Wellness Claim Form
American Public Life
- Phone: 800.256.8606
- https://ampublic.com/
Accident
The average emergency room visit costs $1,233, and accident insurance funds can help cover expenses like emergency room fees, co-pays, and hospital bills. Accidents are unpredictable, but accident insurance provides peace of mind by offering a lump-sum benefit for covered accidents. This allows you to focus on recovery rather than financial worries.
Related forms and documents
Accident Plan Information
Group Accident Claim Form
MetLife
- Phone: 800.438.6388
- https://metlife.com/
Critical Illness
Planning for sudden illnesses is challenging, but critical illness insurance provides essential financial support. Critical illness insurance offers a lump-sum benefit upon diagnosis of covered conditions such as heart attack, stroke, and cancer (if included in your policy). Use this money to cover out-of-pocket costs, mortgage payments, groceries, or expenses not covered by your medical plan.
Related forms and documents
Critical Illness Highlight Sheet
Critical Illness Claim Form
Critical Illness Wellness Claim Form
MetLife
- Phone: 800.438.6388
- https://metlife.com/
Identity Theft
Identity theft affects millions annually and is rapidly growing in the US. Identity Theft Protection is an affordable service that shields everything from your social security number to social media profiles. ID Theft monitors and alerts you to suspicious activity through identity and credit monitoring. In case of fraud, experts assist in identity recovery and credit restoration.
Related forms and documents
About Identity Theft
ID-Theft-Suscept-Infographic-EE
LifeLock-Benefit-Elite-Benefit-Summary
LifeLock-Ultimate-Plus-Benefit-Summary
LifeLock Getting Started
Portability Flyer
Norton LifeLock
- Phone: 800.543.3562
- https://lifelock.com
Flexible Spending Accounts (FSA)
A flexible spending account (FSA) is a tax-advantaged financial account available through your employer's cafeteria plan. The medical FSA is the most common type, allowing you to allocate part of your earnings for qualified expenses like medical copays with doctors, dentists, and optometrists.
Note that funds not used by the plan year's end are typically forfeited under the "use it or lose it" rule, unless your employer offers a rollover provision.
External Links
Related forms and documents
NBS FSA Highlights
IRS Publication 969
FSA Sample-Expenses
FSA-Sample-Expenses-Spanish
FSA or DCAP Claim Form
FSA or DCAP Claim Form Spanish
NBS Web Portal
NBS Mobile-App
NBS
- Phone: 855.399.3035
- https://nbsbenefits.com/
Health Savings Accounts (HSA)
Health savings accounts (HSA) are growing in popularity due to high deductible health plans. An HSA is a debit card used for approved medical expenses like prescriptions, over-the-counter medicines, and co-pays at doctor or dentist offices.
Key benefits include:
- Pre-Tax Contributions. Funds are taken out of your paycheck pre-tax, reducing your gross income and federal tax liability.
- Rollover Funds. Unused funds roll over year to year, allowing you to save for future healthcare expenses.
External Links
Related forms and documents
EECU HSA Account Opening and Disclosures
EECU HSA Truth in Savings Disclosure DEC24
EECU HSA Fee Schedule
EECU_HSA_InvestmentOption_May 2020[1]
Mobile App
EECU-HSA-Fact Sheet
EECU-HSA-PRODUCT-GUIDE-FAQ
IRS Publication 969 Health Savings Accounts and Other Tax-Favored Health Plans
EECU
- 1617 West 7th Street, Fort Worth, TX 76102
- Phone: 817.882.0800
- https://eecu.org/
Pet Insurance
Pet ownership costs are rising, with first-year expenses averaging $1,070 for cats and $1,270 for dogs. Pet insurance functions similarly to human medical insurance, significantly lowering costs for office visits, procedures, vaccinations, and accidents at the veterinarian.
External Links
Related forms and documents
Pet Insurance Highlight Sheet
Pet Insurance Flyer
Pet Insurance How it Works
Pet Insurance Rates
MetLife Pet Insurance
- Phone: 800.GET.MET8
- www.metlife.com/getpetquote
Financial Planning
You have the opportunity to save for retirement by participating in your Employer’s 403(b) retirement plan. A 403(b) plan is a retirement plan for certain employees of public schools, tax-exempt organizations and ministries.
External Links
- Omni -Third Party Administrator Link
- Online Salary Reduction Agreement
- Schedule a Meeting with Representative
Related forms and documents
Gatesville ISD Universal Availability
403(b) Salary Reduction Agreement
403b 457 You can use Both!
US OMNI
- Phone: 877.544.6664
- https://omni403b.com
Connect with us.
Have a question about your employee benefits? If you are an employee/participant with questions about your benefits, contact our Benefit Enrollment Service Center at +1 (888) 600-4534.
