Employee Benefit Portal
Jarrell Independent School District
Enrollment Information
Annual Enrollment
Open enrollment is your annual opportunity to review, update, or enroll in employer-sponsored benefits for the upcoming plan year (September 1 – August 31), with all elections and changes required to be completed during this period unless a qualifying life event occurs.
New Hires
New employees have 31 days from their hire date to enroll in benefits, which take effect on the first day of the month following your hire date, and completion of the enrollment process is required to ensure timely coverage and avoid lapses in benefits.
Midyear Changes
The benefits you select will remain in effect for the plan year (September 1 – August 31), with changes allowed only if a qualifying life event occurs; in such cases, employees have 31 days to notify their employer and complete the necessary paperwork.
Continuation of Coverage
Upon retirement or termination, you may be eligible to continue certain insurance coverages through COBRA, Portability, or Conversion, allowing you to extend, transfer, or convert your benefits based on eligibility and plan provisions.
Benefits
The benefits guide has all of your information.
Important Information
The information found within the benefit portal is designed to assist you in making important decisions regarding your benefits, provide you with important contact information for the benefit plans that are available to you. Combined Benefits Group (CBG) is the Third Party Benefit Administrator for the District’s benefit program.
Related forms and documents
Continuation of Coverage Flyer
Combined Benefits Group
- 1202 Lakeway Drive. Suite 6, Austin, TX 78743
- Phone: (512) 261-6458
- Fax: (512) 261-6975
- https://mycbgbenefits.com/
Medical
Major Medical is provided by TRS ActiveCare. Primary and Primary Plus require a PCP from the Blue Cross Blue Shield statewide network. ActiveCare HD does not require a PCP and provides access to the Blue Cross Blue Shield nationwide network of providers.
External Links
Related forms and documents
TRS Active Care A-Z Presentation 2026-27
Plan Highlights 26-27 Region 13
Plan Highlights 26-27 Reg 13 Spanish
Additional Resources
How to Find a Provider
How to login and Print ID Card
TRS Retirees Return to Work
TRS ActiveCare
- Phone: 866.355.5999
- https://www.bcbstx.com/trsactivecare
Dental
Sun Life offers a choice of three dental plans depending on your needs. The enhanced option is your traditional dental plan that allows in-network benefits as well as out of network coverage. The basic plan, offers an affordable alternative but reimburses non-network providers at the Maximum Allowable Cost (MAC). When selecting the basic plan, it is important to utilize a network provider or understand that your coverage will reimburse non-network providers at approximately 50% of traditional plans. Finally, employees have the option of the DHMO which features no deductibles and no maximums. Under the DHMO, participants will be assigned a participating dentist office and must use this provider. However, you may contact Sun Life to change your provider throughout the year.
External Links
Related forms and documents
Plan Information
DHMO Plan Information
Mid-Tex Educators Benefits Cooperative Dental PPO Generic ID Card
Sun Life Tips for using your dental plan
Sun Life DHMO-Find A Dentist
Sun Life Dental Mobile App flyer
Sun Life Preventative Rewards
Sun Life Teledentistry
Sun Life Financial
- Phone: 800.786.5433
- http://sunlife.com/us
Vision
Ameritas Vision Plan provides for a choice of network at the time of enrollment. Choose between the EyeMed Network or the VSP Network.
External Links
Related forms and documents
Ameritas VSP Vision – Plan Highlights
VSP – Start Using Your VSP Vision Benefits
Ameritas EyeMed Vision Highlights
EyeMed – Start Using Your EyeMed Benefits
Ameritas Mobile App
Ameritas
- PO Box 81889 Lincoln, NE 68501
- Phone: 800-487-5553
- group@ameritas.com
- http://ameritas.com/
Basic Life
Jarrell ISD provides all employees with Basic Life Insurance in the amount of $10,000 (subject to age reductions) at no cost to employees.
Related forms and documents
Claim Form
Conversion Application
Portability and Conversion Brochure
Portability Application
UNUM
- Phone: 800.858.6843
- https://unum.com
Telehealth
Access Medical provides 24/7 healthcare through Teladoc with zero copay. Routine illnesses can often be handled with a doctor visit over the phone or virtual. Access Medical saves time, reduces travel, and makes getting medical advice quick and affordable.
Access Medical also offers savings on medical bills through Bill Saver as well as Discount prescriptions. One low monthly premium covers the entire family.
External Links
Related forms and documents
Plan Information
Dependent Registration
Hearing Aids
Pharmacy
Telehealth Diabetic Supplies
Telehealth Health Advocate Solutions
Access Medical
- Phone: 800.800.7616
- https://mybenefitswork.com/
Hospital Indemnity
As deductibles and co-insurance continue to rise, Hospital Indemnity provides cash directly to you when most needed. Upon hospital admission, the plan will pay $1,500 to $3,000 plus a daily rate. You can use the cash for any reason. It is a great benefit for family planning!
Related forms and documents
Hospital Cash highlight sheet English
Hospital Cash highlight sheet Spanish
Claim Form
How To File a Claim
Chubb
- PO Box 6700, Scranton, PA 18505-0700
- Phone: 888.499.0425
- educatorclaims@chubb.com
- https://my.combinedinsurance.com/
Emergency Transportation
MASA is designed to prevent the balance billing that occurs when transported by ground or air ambulance. Members have saved thousands of dollars by having this supplemental coverage when they receive a medical transport. One low premium covers the entire family.
External Links
Related forms and documents
Plan Information
Continue Your Coverage
Claim Instructions
Emergent Plus Plan Information
Emergent Premier Plan Information
Platinum Plan Information
MASA Medical Transport Solutions
- Phone: 800.423.3226
- https://www.masamts.com/
Disability
Disability Income Protection helps protect one of your most valuable assets—your ability to earn an income.
When choosing your coverage, you can select an elimination period, which determines how long you must wait before benefits begin. Available options include 7, 14, 30, or 90 days. In general, the longer the elimination period you choose, the lower your premium.
If you select an elimination period of 30 days or less and are admitted to the hospital, your benefits will begin on the first day of your hospital stay. This feature can be especially valuable when planning for the financial impact of starting or growing your family.
If disabled, benefits will continue to normal retirement age, so long as you continue to be unable to work and under a doctors care. See policy for restrictions and exclusions.
Related forms and documents
Plan Information
Claim Form
Telephonic Claims Option
UNUM
- Phone: 800.858.6843
- https://unum.com
One Lump Sum Disability Benefit
A Lump Sum Disability Benefit provides critical financial protection if an injury or illness prevents you from working, helping cover essential expenses and maintain financial stability. It can provide immediate funds when you need them most, giving you greater flexibility to manage medical costs, household bills, and other financial obligations. One America’s Lump Sum Benefit pays up to $50,000 after 90-Days of Consecutive Disability. Coverage is fully portable at group rates.
Related forms and documents
One America Highlight Sheet – One Lump Sum
Lump Sum Disability Claim Form
OneAmerica
- Phone: 800-553-5318
- https://oneamerica.com
Voluntary Group Life
Voluntary Group Term Life insurance offers a cash benefit to your beneficiary, which can cover final expenses and outstanding debts such as mortgage, car loans, or student loans. This affordable life insurance option is usually available for you, your spouse, and dependent children, providing essential financial protection for your entire family.
Related forms and documents
Claim Form
Conversion Application
Monthly Rates
Plan Information
Portability and Conversion Brochure
Portability Application
Semi-Monthly Rates
UNUM
- Phone: 800.858.6843
- https://unum.com
AD&D
AD&D (Accidental Death & Dismemberment) Coverage provides financial protection if you die or suffer certain serious injuries due to an accident.
It can help cover expenses and provide financial support to you or your loved ones during an unexpected event.
Related forms and documents
Plan Information
Sun Life Financial
- Phone: 800.786.5433
- http://sunlife.com/us
Permanent Life
Texas Life provides lifetime coverage that does not increase in cost as you get older. Through Express-Issue, coverage is available for Employees, Spouse, Children, and Grandchildren. Lock in coverage while it is still affordable. Coverage you can take with you when you leave.
Related forms and documents
Plan Information
Texas Life Rates with CI Rider
Bank Draft Authorization
Beneficiary Change Form
Claim Form
Name Change Form
Texas Life
- Phone: 800.283.9233
- https://texaslife.com/
Cancer
Cancer can devastate finances, with 42% of patients depleting their savings within two years of diagnosis. This benefit helps cover expenses like medication, medical bills, co-pays, and travel costs related to treatment. Cancer Insurance offers a cash benefit upon diagnosis and treatment, allowing you to focus on recovery without financial stress.
Related forms and documents
Bank Draft Authorization
Claim Form
Plan Information
Portability Election Form
American Public Life
- Phone: 800.256.8606
- https://ampublic.com/
Accident
The average emergency room visit costs $1,233, and accident insurance funds can help cover expenses like emergency room fees, co-pays, and hospital bills. Accidents are unpredictable, but accident insurance provides peace of mind by offering a lump-sum benefit for covered accidents. This allows you to focus on recovery rather than financial worries.
Related forms and documents
Claim Checklist
Claim Form
Plan Information – High Option
Plan Information – Low Option
Wellness Claim Form
Aflac
- Phone: 800.992-3522
- https://aflacgroupinsurance.com/
Critical Illness
Planning for sudden illnesses is challenging, but critical illness insurance provides essential financial support. Critical illness insurance offers a lump-sum benefit upon diagnosis of covered conditions such as heart attack, stroke, and cancer (if included in your policy). Use this money to cover out-of-pocket costs, mortgage payments, groceries, or expenses not covered by your medical plan.
Related forms and documents
Claim Form
Health Screening Claim Form
Plan Information
MetLife
- Phone: 800.438.6388
- https://metlife.com/
Identity Theft
LifeLock provides valuable identity theft protection against a wide range of potential threats, helping safeguard your personal and financial information. It also offers insights into your personal finances, giving you greater awareness and control while helping you respond quickly to potential risks.
Related forms and documents
Norton LifeLock – Plan Highlights
Norton LifeLock – Plan Comparison
Set Up Your Account
How to Register Your Account
Member Experience
NLBS Portability Flyer
Norton LifeLock
- Phone: 800.543.3562
- https://lifelock.com
Legal Services
egal issues can impact anyone. A legal assistance plan organizes your affairs and covers legal costs when you need a lawyer's advice or assistance. This benefit offers on-call access to attorneys for consultations and general legal advice.
Related forms and documents
How to Use Your Legal Plan
Mobile App
Plan Information
Website Login Instructions
MetLife Legal Plans
- Phone: 800.821.6400
- members.legalplans.com
Flexible Spending Accounts (FSA)
A flexible spending account (FSA) is a tax-advantaged financial account available through your employer's cafeteria plan. The medical FSA is the most common type, allowing you to allocate part of your earnings for qualified expenses like medical copays with doctors, dentists, and optometrists.
Note that funds not used by the plan year's end are typically forfeited under the "use it or lose it" rule, unless your employer offers a rollover provision.
External Links
Related forms and documents
Claim Form
DCAP Continual Reimbursement Packet
Direct Deposit Request Form
IRS PUB 969 2026
Mobile App Flyer
PIN Information
Web Portal Login
NBS
- Phone: 855.399.3035
- https://nbsbenefits.com/
Health Savings Accounts (HSA)
Health savings accounts (HSA) are growing in popularity due to high deductible health plans. An HSA is a debit card used for approved medical expenses like prescriptions, over-the-counter medicines, and co-pays at doctor or dentist offices.
Key benefits include:
- Pre-Tax Contributions. Funds are taken out of your paycheck pre-tax, reducing your gross income and federal tax liability.
- Rollover Funds. Unused funds roll over year to year, allowing you to save for future healthcare expenses.
External Links
Related forms and documents
Plan Information
Fee Schedule
Fequently Asked Questions (FAQs)
Truth In Savings and Consumer Membership Account Agreement
Investment Options
IRS Publication 969
Mobile App
EECU
- 1617 West 7th Street, Fort Worth, TX 76102
- Phone: 817.882.0800
- https://eecu.org/
Pet Insurance
Pet ownership costs are rising, with first-year expenses averaging $1,070 for cats and $1,270 for dogs. Pet insurance functions similarly to human medical insurance, significantly lowering costs for office visits, procedures, vaccinations, and accidents at the veterinarian.
External Links
MetLife Pet Insurance
- Phone: 800.GET.MET8
- www.metlife.com/getpetquote
Financial Planning
You have the opportunity to save for retirement by participating in your Employer’s 403(b) retirement plan. A 403(b) plan is a retirement plan for certain employees of public schools, tax-exempt organizations and ministries.
External Links
Related forms and documents
TRS BENEFITS HANDBOOK
TCG HUB – 403(b) Annual Plan Notice – 2025
403b 457 You Can Use Both!
TCG Administrators
- 900 S Capital of Texas Hwy Suite 350 Austin, TX 78746
- Phone: (800) 943-9179
- Fax: (888) 989-9247
- https://tcgservices.com/
Connect with us.
Have a question about your employee benefits? If you are an employee/participant with questions about your benefits, contact our Benefit Enrollment Service Center at +1 (888) 600-4534.
